| CCTerminal
Internet
Based Credit Card Processing for Small Businesses
Credit Card Processing Services recognizes that there are tens of
thousands of small businesses who would like to accept credit cards
to increase their business, but because of minimal charge volume
they either do not want to or cannot justify spending hundreds of
dollars to purchase a credit card terminal or become locked in a
four year equipment lease costing thousands.
Over the
past ten years we have received hundreds of requests from small
merchants who have wanted to process cards manually and deposit
their sales slips at their local bank. Repeatedly we have joked
with them that this is the way the “Flintstones” used
to process charges, and that most every bank in the United States
has phased out manual deposit of credit cards.
Now,
through the magic of the Internet, Credit Card Processing Services
has developed the perfect “Jetson” solution for the
low volume credit card merchant. We call this program CCTerminal.
What type
of merchant is CCTerminal best suited?
- Merchants
processing less than $2,500 per month
- Merchants
who process charges sporadically
- Merchants
who normally do not have the ability to swipe a card through a
terminal such as trades people, craft vendors, on the road sales,
home-based businesses, and low volume websites.
How
does the CCTerminal program work?
Your
business will accept credit cards from your customers in a manner
appropriate for your type of business. This can either be via the
Internet, over the phone, through the mail, or face-to-face using
a manual imprinter (aka knucklebuster) while out in the field. In
those cases where you are selling a product or providing a service
on the spot you are able to utilize the voice authorization center
from your merchant processor to be sure that the card you accepted
is valid and has enough credit limit for your sale.
You
will then go to your computer and bring up the CCTerminal
screen where you will manually key in all of the relevant credit
card data including customer account number, expiration date, and
dollar amount of the transaction. You will also have the ability
to perform Address Verification (AVS) by inputting the customer’s
street address and zip code as well as the 3 digit security code
from the back of the card. Transactions are processed in real-time
via the Internet in a matter of seconds and batches are settled
automatically every day. It couldn’t be simpler!
How
much will this cost me?
| CCTerminal
Setup |
Free!
(Valued at $149.00) |
| Monthly
Fee |
$15.00 |
| MasterCard
& Visa Rate* |
2.25 %
+ 30 Cents per Transaction |
| Monthly
Statement Fee |
$10.00 |
| Monthly
Minimum Fee |
$10.00 |
*
Above MasterCard & Visa rate is for manually keyed consumer
cards with AVS
* Business/Corporate cards are billed at a higher discount rate
* CCPS can also assist you with setup for American Express and Discover
Do
you want to process in the field with your laptop?
No
problem. The CCTerminal program can
be installed right on your laptop. You can even attach a portable
mag-stripe reader, encrypted PINpad for online debit, and a portable
thermal receipt printer and you are set to process swiped sales
just like you had a retail store. In this scenario we will set your
account up to qualify for lower rate swiped transactions. Just ask
Kevin for the details.
CCTerminal is a registered trademark
of Credit Card Processing Services, Inc.
EPNJPOS is a product of eProcessingNetwork, LLC
Credit
Card Processing Services, Inc. is a registered ISO/MSP of HSBC Bank
USA, National Association, Buffalo, NY
© Copyright
Credit Card Processing Services, Inc.
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